Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores  
  • Monthly Income and Expenses

We refer you to lenders who have great loan rates and fees and reliability - and can help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional etc.  We'll help you shop for the best rates and fees by comparing the good faith estimates from the lenders you want to compare.  

There is no obligation to use a specific lender just because you get pre-qualified with them.  Prior to taking anyone as a client - I require that they become pre-qualified.  That ensures you aren't looking at homes that you really can't purchase.  Here is a good lender you can get pre-qualified with.  

Never use a real estate agent who also acts as a loan originator!  That is a HUGE conflict of interest!  (Feel free to Google that topic)  They certainly will not find you the best loan rate and fees - because they are trying to get you to go with them - to pad their pockets.  What kind of representation is that?


Looking to Buy?

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